Payment processing in Estonia

# The commission fee consists of a commission fee charged by a bank or system and the Paysera commission fee.

Payment Initiation Service (PIS)

Payment type Description Percentage Minimum fee Maximum fee Fixed fee

Swedbank Payment initiation service
Payment is credited in 3–5 min (in rare cases up to 30 min*). 0% - 0 EUR -

SEB Payment initiation service
Payment is credited in 3–5 min (in rare cases up to 1 BD**).
0% - 0 EUR -

Luminor Payment initiation service
Payment is credited in 1 BD.
0% - 0 EUR -

Coop pank Payment initiation service
Payment is credited in 3–5 min (in rare cases up to 1 BD**).
0% - 0 EUR -

LHV Payment initiation service
Payment is credited in 3–5 min (in rare cases up to 1 BD**).
0% - 0 EUR -

Citadele Payment initiation service
Payment is credited in 3–5 min (in rare cases up to 1 BD**).
0% - 0 EUR -

Revolut Payment initiation service
Payment is credited in 3–5 min (in rare cases up to 1 BD).
0% - 0 EUR -

* If an automated PIS payment fails due to technical problems at Paysera or the selected bank, the payer will be provided with instructions to perform the payment.

** If an automated PIS payment fails due to technical problems at Paysera or the selected bank, the payer will be provided with instructions to perform the payment.
Since the payment will be performed between banks of different SEPA countries, it will be credited in 1 business day.

Bank Link Service and Other Payment Methods

Payment type Description Percentage Minimum fee Maximum fee Fixed fee

Paysera Bank Link service
No payment reservation.
The fee will be returned to the Paysera client as a cashback for the purchase.
Payment is credited in 1 min
1% - 0,50 EUR -

SEB Bank Link service
No payment reservation.
Payment is credited in 3–5 min
1% 0,13 EUR 3,20 EUR -

Other payment methods

Payment type Description Percentage Minimum fee Maximum fee Fixed fee

Indivy pay next month
Payment reservation – 24 h
Payment is credited in 1 h
2,5 %% - - -

Indivy pay in 3 parts
Payment reservation – 24 h
Payment is credited in 1 h
2,5 %% - - -

Inbank hire purchase
Payment reservation – 24 h
Payment is credited in 1 h
-% - - -