Account administration and identity verification for business clients



The business account opening fee for business clients in the Paysera system depends on the company's activity and registration country.

Available options:
To use the services of Paysera, you must carry out client identification first.

Account opening for companies registered in SEPA countries, Albania, or Kosovo is absolutely free of charge, whereas companies registered in non-SEPA countries are charged 10 EUR.

A monthly account administration fee of 5 EUR applies to all companies registered in SEPA countries (except Bulgaria and Romania), regardless of the number of business bank accounts held.

The account opening fee for companies that have the features of an international company* or conduct an activity typical to a financial service provider**, regardless of the country of their registration, is 100 EUR.

This fee includes all costs related to paid information received from independent registers, also the costs of enhanced client identification.

The account opening fee for other companies, which do not have the features listed above, depends on their country of registration.

Most Paysera services are provided to clients at cost price. Due to inevitable additional expenses related to the opening and administration of accounts for companies outside SEPA, international companies and financial service providers, such accounts are charged with account opening and administration fees.

Pricing for business



The company is registered in one of the SEPA countries, Albania, or Kosovo and is not an international company* or financial service provider**

Service Fee
Account opening or closing in the system Free
Account opening or closing at the Paysera branch (for Lithuania only) 3,00 EUR
Account administration Free (from 1 November, free for Bulgaria, Romania, Albania, Kosovo and 5,00 EUR for other SEPA countries (the price includes 30 free transfers per month))
Account administration for a company based in Latvia 4,50 EUR/month
(from 1 November, 5,00 EUR (the price includes 30 free transfers per month))
Account administration for a company based in Estonia and the United Kingdom 3,00 EUR/month
(from 1 November, 5,00 EUR (the price includes 30 free transfers per month))
Cumulative account opening for a Bulgarian company
The fee is payable only once for document review before the establishment of the relations and does not depend on a positive outcome.
10 EUR for Bulgarian citizens and/or companies – when the director(s) and/or shareholder(s) (individuals and companies) are from Bulgaria.
(from 1 November, 10,00 EUR)

 

70 EUR for EU/EEA citizens and companies – when the director(s) and/or shareholder(s) (individuals and companies) are from EU/EEA countries.
(from 1 November, 10,00 EUR)

 

150 EUR for non EU/EEA citizens and companies – when the director(s) and/or shareholder(s) (individuals and companies) are NOT from EU/EEA countries.
(from 1 November, 10,00 EUR)

Cumulative account opening for a Latvian company
The fee is payable only once for document review before the establishment of the relations and does not depend on a positive outcome.
10 EUR for Latvian citizens and/or companies – when the director(s) and/or shareholder(s) (individuals and companies) are from Latvia.
(from 1 November, 10,00 EUR)

 

70 EUR for EU/EEA citizens and companies – when the director(s) and/or shareholder(s) (individuals and companies) are from EU/EEA countries.
(from 1 November, 10,00 EUR)

 

150 EUR for non EU/EEA citizens and companies – when the director(s) and/or shareholder(s) (individuals and companies) are NOT from EU/EEA countries.
(from 1 November, 10,00 EUR)

Cumulative account opening for a Swedish company
The fee is payable only once for document review before the establishment of the relations and does not depend on a positive outcome.
10 EUR for Swedish citizens and/or companies – when the director(s) and/or shareholder(s) (individuals and companies) are from Sweden.
Account administration for business clients, when the client has not logged in to their account or performed a single payment operation in 2 years*** 5,00 EUR
(will be removed from 1 November)
Fee for the transfer / administration of a bankrupt or liquidated company's funds 50,00 EUR

The company is NOT registered in one of the SEPA countries, Albania, or Kosovo and is not an international company* or financial service provider**

Service Fee
Account opening and closing in the system or at the Paysera branch* for business 10,00 EUR
for Paysera Bank Georgia clients – free
Account administration 3,00 EUR/month
(from 1 November, 5,00 EUR)
Account administration, when the client has not logged in to their account or performed a single payment operation in 2 years*** 5,00 EUR/month

(will be removed from 1 November)

International company* or financial service provider**

Service Fee
Account opening and closing in the system or at the Paysera branch* for business (for Lithuania only) 100,00 EUR
Account administration 10,00 EUR/month
Account administration, when the client has not logged in or performed a single payment operation in 2 years*** 10,00 EUR/month
* International company is a company, which:
  • Carries out an actual economic activity in an international environment or on the territory of several countries, although does not conduct such activity in the country of registration, or the activity is limited under the incorporation documents, or by the jurisdiction of that country and (or);
  • The client is subject to significant tax relief, and (or);
  • Legal acts do not require such entities to prepare and submit financial statements, including annual financial reports, to supervisory institutions.

** Financial service provider is a company providing financial services. This category includes credit, financial, payment electronic service institutions, currency exchangers, crowdfunding platforms, insurance and FX brokers, etc. An additional agreement is signed with such companies when opening an account.


*** If the account is empty or no money is left after charges, the account will be closed. The client will be informed 2 weeks prior to starting to charge the account and one more time prior to closing the account.

Client identification

Client identification method Important information
Client identification at the Paysera branch (for Lithuania only) The company manager must have their ID card or passport with them. If the company is registered not in the Republic of Lithuania, the manager must also bring: a company registration document and a manager (director) appointment letter (where the manager's name would be indicated).
Client identification by submitting documents to the Paysera system or by email In order to open a business account, the manager or an authorised person of the company must firstly create a personal account in the Paysera system. To do that, the manager must provide their identity verifying document (ID card or passport).
To register by email, the manager should contact our Client Support by writing an email to [email protected].
Client identification with e-signature (for Lithuania only) To open a business account, the manager or an authorised person of the company must firstly create a personal account in the Paysera system. An electronic signature may be used to do that.
We would like to draw your attention to the fact that in our service provision, we are guided by the risk assessment approach and we seek to properly implement the Know Your Customer principle in regard to the client, therefore, prior to opening a Paysera account, we may also ask you to provide additional documents and/or written explanations other than those specified above.



After the client (user) terminates the General Agreement, the remaining balance can be transferred to a bank account in the client’s name or paid in cash at a Paysera branch.
All fees